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PERSONAL INJURY PROTECTION BENEFITS UNDER THE FLORIDA MOTOR VEHICLE NO-FAULT LAW
The Florida Motor Vehicle No-Fault Law does two things:
(1) It establishes a limited exemption from liability for injuries caused to others in an automobile accident; and
(2) It establishes personal injury protection (PIP) benefits to pay for certain losses resulting from an accident.
Who is covered?:If you are a resident of Florida and own a motor vehicle, you are required to purchase PIP. You are covered by PIP if you are the named insured. You, the insured, are covered by PIP while driving your vehicle or when a passenger in another’s vehicle. You are also covered while outside a motor vehicle if struck and injured by a motor vehicle. (For details on other parties covered, please see the link below.)
BENEFITS
The minimum limit for no-fault personal injury protection benefits is $10,000 per person for loss sustained as a result of bodily injury, sickness, or disease ($5,000-death) arising out of the ownership, maintenance, or use of a motor vehicle.
MEDICAL PAYMENTS
PIP pays 80 percent of medical benefits for all reasonable expenses for medically necessary medical, surgical, X-ray, dental, and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints. Medically necessary ambulance, hospital and nursing services are covered, and benefits also are paid for necessary remedial treatment and services recognized and permitted under the laws of the state for an injured person who relies solely upon spiritual means through prayer for healing because of religious beliefs.
Download the full document of PIP Benefits
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We're not an 800 Referral Service
Injury Care Clinic is a medical facility specializing in the treatment of auto accident injuries. We are NOT a 1-800 referral service.
While we understand that it may be important and even necessary for you to hire an attorney, seeking medical care at this time should be your top priority. After all, it is covered by auto insurance.