Frequently Asked Questions

What if I don’t have health insurance?

In Florida, even if you don’t have health insurance, if you’ve been injured in an accident in the state of Florida, your medical bills are automatically covered by your car insurance.

Does Injury Care Clinic accept all insurance?

Florida is a No Fault state and requires every licensed driver to carry PIP (Personal Injury Protection). PIP coverage is medical coverage in the event of an auto accident injury. Many people remain unaware of the full scope of this coverage.

What if I’m not at fault or I was a passenger?

Florida Law states that every insurance policy complying with the security requirements of Florida Statute 627.736 shall provide personal injury protection to the named insured, relatives residing in the same household, persons operating the insured motor vehicle, passengers in such motor vehicle, and other persons struck by such motor vehicle and suffering bodily injury while not an occupant of a self-propelled vehicle, to a limit of $10,000 for loss sustained by any such person as a result of bodily injury.

What does PIP cover?

All medically necessary medical, surgical, X-ray, dental, and rehabilitative services are covered. PIP also provides disability covering a portion of your lost wages. To find out more about PIP and what it covers, you can read the entire statute on the Florida Legislative website.